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Insurance Industry in India

The insurance industry in India can be mainly classified into:

 (i) Life Insurance; and

(ii) Non-life Insurance.

The Foreign Direct Investment (“FDI”) regime promoted by the Department of Industrial Policy and Promotion (DIPP) allows the Insurance sector in India to invite private participation from foreign players as well. The insurance industry in India at present consists of 52 insurance companies of which 24 are in life insurance business and 28 are in non-life insurance business.

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